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S 4184In CommitteeCongress 119

A bill to amend title II of the Social Security Act to repeal the retirement earnings test, and for other purposes.

Introduced
Unknown
Latest Action
March 24, 2026
Sponsor
Unknown
Official Source
Congress.gov
Latest Action
Read twice and referred to the Committee on Finance.
AI Summary

This bill proposes to eliminate the penalty on earnings for Social Security recipients who continue to work after claiming retirement benefits.

What This Bill Does

Currently, the Social Security Act includes a retirement earnings test that reduces the Social Security benefits of individuals who have reached the early retirement age but are not yet at full retirement age, if they earn over a certain amount from work. This bill seeks to eliminate that test, meaning that working retirees could earn an unlimited amount without having their Social Security benefits reduced. The goal is to remove the disincentive for continued work among older Americans.

Key Points
  • Repeals the retirement earnings test from the Social Security Act.
  • Allows retirees to earn income from work without a reduction in Social Security benefits.
  • Applies to individuals who have reached the early retirement age but are not yet at full retirement age.
  • Aims to encourage continued participation in the workforce among older Americans.

Who Would Be Affected

  • •Social Security recipients between early retirement age and full retirement age who continue to work.
  • •Employers who may benefit from a larger pool of experienced older workers.

Potential Effects

  • •Increased workforce participation among older Americans.
  • •Potential for increased Social Security payouts.
  • •May influence retirement planning and financial strategies for individuals nearing retirement.
Political Context
Likely bipartisan support:Unlikely

Summary generated by AI (gpt-4-turbo-preview) on March 26, 2026

This is an automated analysis and may contain errors. Always refer to the official bill text.

AI-generated summary for informational purposes only.

View official bill on Congress.gov →